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Insurance is recommended for a variety of reasons. It can provide financial protection in the event of unexpected events such as accidents, natural disasters, and illnesses. It can also provide peace of mind and security, knowing that you and your loved ones are protected.

For businesses, insurance is often a necessary expense to protect against potential losses that could impact the company’s operations and financial stability. It can also be required by law, depending on the type of business and industry.

In short, insurance can help individuals and businesses manage and mitigate potential risks, and provide a safety net in case of unforeseen events.